As a voracious dog lover (11 at present) COVID-19 has had one upside as far as I’m concerned: pet adoptions have skyrocketed. According to a Chicago Tribune article from earlier this year, and as representative of the trend, humane societies, and similar rescue organizations have been inundated with adopters during…

INSURANCE BASICS FOR EVERYBODY A really good place to start in understanding the basics of insurance (we’ll get into the more complicated stuff in later articles) is that an insurance policy is a contract. It is similar to other contracts that you’ve entered in your lifetime — like when you’ve…

Insurance policies differ as to the risks that they cover. In insurance parlance, risk is the chance that an event resulting in a financial loss may or may not occur. The risks covered by different kinds of insurance policies are the main factors that differentiate them. For example, a homeowner’s…